***Since I’ve made this a few more times, I’ve noticed that the oats soften quite a bit more when the jar is allowed to set at room temperature, for example, when I take it out of the fridge before leaving the house in the morning and then eat it later for lunch. So if you feel like the oats are too crunchy, allow it to sit at room temperature for a while. If this does not work well with your schedule, you may want to substitute old fashioned rolled oats instead of steel cut oats, or a mixture of the two. ***I’ve also tried microwaving the mixed oats, yogurt, brown sugar and milk for a minute or so before pouring into the jars to refrigerate. This really made the oats soften up by the next morning, even without sitting out at room temp. So you can kind of play with the recipe to get it to the texture you prefer.